Australia's "Lucky Country" moniker is losing its luster under an unavoidable systemic cost-of-living crisis. The current cost-of-living crisis is likely to catch Australia’s policy makers at their most vulnerable as they attempt to implement structural policies to control inflation. While inflation is quantified as aggregate data, Australian Bureau of Statistics' quarterly reports on the Selected Living Cost Indexes reveal that the pain of inflation is distributed very unevenly. The cost of living is rising most rapidly for working households, leaving most other households relatively better off. This inequality undermines the financial stability of households. It alters the way families save for and plan their future. The visual pitch aligns the trajectory of the inequality identified by the Selected Living Cost Indexes and non-discretionary expenditure classifications to the rising cost of living. Current non-discretionary expenditures reflect the economic burden of housing on renting households. The presentation also shows that working households are burdened by the cost of living across multiple essential non-discretionary expenditures. This pattern illustrates the combination of price spikes with established financial obligations to form downright predatory debt pressures. Observing the concurrent rise of necessary debt service indices with insurance rates illustrates how essential fixed costs consistently dominate a household budget. Over longer periods, annualized data rates confirm the velocity of increased living costs is not a temporary aberration, rather it represents a sustained pressure. This offers an uncensored data-based construct through which an independent editorial team can examine the ways predatory economic practices et al are eroding the basic tenants of the traditional Australian way of life.